Wednesday, 4 June 2014

Guide To Buying A Used Vehicle

By Leah S Solis


For many people, purchasing a used auto means they have many questions that they need to be answered. After all, even the most inexpensive used vehicle in the market these days will cost you a thousand dollars or so. The first thing you need to do when buying a used car is set a budget; something that you may have read or heard about a thousand times before. Car purchasing is quite an overwhelming undertaking.

There is also a strong possibility that the dealer you are speaking with would try its best to sell you a car that costs more than you can afford. What you can do is to find out how much the vehicle is being sold for. Do remember that relatively low monthly payments stretched out over several months won't actually help you to reduce expenses in the long run; you'd end up paying half of the car's total price on interests alone.

A common mistake among car buyers is that they do not take enough time to calculate their budget. So much so that they eagerly sign sales agreements offering them lower monthly car payments that stretch over a long period of five or six years. Sure, a monthly payment of $200 is no doubt affordable, but you may not think it is really affordable if you'd only take the time to compute how much the car would cost if that $200 payment is stretched for five years or more.

Knowing your budget before you take a look at what companies can offer allows you to focus only on cars that are available within your set budget. So as much as possible, do avoid getting yourself involved in long-term contracts. Make sure that you will study all your available alternatives, and pick a vehicle that you can pay off within three years or less, if that is possible.

A very important part of buying a used car is taking the time to check it out and test drive it. You have to check the vehicle before you even start negotiating with the dealers over price.

It is also advisable to conduct some research on car values and prices on the vehicles you are interested in so you would know if the dealers are asking you for more money than what the car is actually worth. This way, you can get the car you like without spending more than you can afford. You can also have a mechanic perform the inspection and test drive to get a professional's opinion on the car you plan on buying.




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